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Ernst and Youngs Personal Financial Planning Guide

14 December 2010, 1:07 am

Ernst & Young's Personal Financial Planning Guide

Title: Ernst & Young’s Personal Financial Planning Guide (Ernst and Young’s Personal Financial Planning Guide)
Publisher: Wiley
Author: Ernst & Young, Martin Nissenbaum Martin, Barbara J. Raasch, Charles L. Ratner
ISBN-10: 0471687243
ISBN-13: 978-0471687245
Start: 2010-10-09
Finish: 2010-10-14 (Chapter 15)

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Four Things To Plan For Retirement

12 December 2010, 1:07 am

Your Financial Action Plan

Four Things To Plan For Retirement:

1.  Shuck off debt. Consider using savings to wipe away most or all  of  the  debt  as  soon  as  possible,  provided  doing  so  won’t leave  you  destitute.  Once  this  is  done,  enjoy  yourself  while keeping an eye on those balances.

2.  Pay  down  your  mortgage  completely  before  retirement. You don’t get much tax benefit from keeping the loan at this point. You can sell your house for a smaller one (which requires less upkeep) or stay where you are. Either way, you’ll reduce living expenses and be mortgage-free. Or you can take out a reverse Continue reading ‘Four Things To Plan For Retirement’ »

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10 Common mistake in Facebook advertisement you need to avoid

9 December 2010, 7:49 pm

To maintain a high standard of content, Facebook places strict guidelines on advertisers. All ads require a review period, which can take up to 24 hours. Ads that are approved can be served immediately thereafter. Unapproved ads can be found on your Ad Manager page, under Status Unapproved. Ten common advertisement mistakes are: Continue reading ‘10 Common mistake in Facebook advertisement you need to avoid’ »

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Three Types Of Worst Shopping Personality

9 December 2010, 4:50 pm

Your Financial Action Plan: 12 Simple Steps to Achieve Money Success

People who have problems with shopping tend to be one of three personality types—the “Fanatical Shopper,” the “Passive Buyer” and the “Esteem Buyer.”

Fanatical Shoppers drive miles to save a few cents, search for weeks for the lowest price and often buy things they don’t need simply because  they’re  on  sale.  These  people  define  “a  penny  saved,  a  dollar wasted.” They forget how much their time and energy is worth (even at
minimum wage) and beat themselves up over missed savings.

Passive Buyers do not like to shop, so they procrastinate until the eventual purchase costs more, such as delaying brake repairs until the entire brake assembly must be replaced. When they’re finally forced to buy,  Continue reading ‘Three Types Of Worst Shopping Personality’ »

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Three Consideration In Developing A Financial Plan

7 December 2010, 1:16 pm

investment, strategy, mutual funds, stocks, value investingWhen  developing  a  plan, keep  three  primary  concerns  in  mind: flexibility, liquidity, and minimization of taxes.

Flexibility:

It’s important to remember that as you develop your plan, the decisions you make aren’t carved in stone. Your personal and financial goals can (and often do) change; you need a plan that’s flexible enough to change with  your  circumstances  throughout  the  major  and  minor  life  events  you Continue reading ‘Three Consideration In Developing A Financial Plan’ »

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Four Reasons Why You Need To Assess Your Cash Flow

5 December 2010, 5:33 am

Ernst & Young's Personal Financial Planning Guide

In  financial  planning, determining  your  cash  flow  is  extremely  important. There are four reasons why. Assessing your income and expenses will:
•  Indicate your ability to save
•  Let you size up your standard of living
•  Indicate if you’re living within or beyond your means
•  Highlight problem areas Continue reading ‘Four Reasons Why You Need To Assess Your Cash Flow’ »

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How Big Is A Worksheet in Microsoft Excel 2010

11 November 2010, 8:40 am

It’s interesting to think about the actual size of a worksheet. Excel 2010 worksheets have 16,384 columns and 1,048,576 rows. Do the arithmetic, 16,384 × 1,048,576, and you’ll see that a worksheet has 17,179,869,184 cells.

Remember that this is in just one worksheet. A single workbook can hold more than one worksheet. If you’re using a 1600 x 1200 video mode with the default row heights and column widths, you can see 24 columns and 49 rows or 1,176 cells at a time Continue reading ‘How Big Is A Worksheet in Microsoft Excel 2010’ »

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Make Money using Facebook Marketplace

9 November 2010, 7:41 pm

The official Facebook Marketplace application is a fully integrated package that you can add via the Facebook Applications menu. Powered by Oodle, a third-party software manufacturer, the Marketplace offers an easy to use Home page. The predecessor to this Marketplace was owned and operated by Facebook itself, but was not as elegant as the new solution. By enlisting the help of Oodle, Facebook has supercharged this part of its platform and opened it up to over 200 local and national sites that Oodle is affiliated with. Continue reading ‘Make Money using Facebook Marketplace’ »

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Errors In Microsoft Excel Formulas

26 October 2010, 2:08 pm

It’s not uncommon to enter a formula only to find that the formula returns an error. Table below lists the types of error values that may appear in a cell that has a formula.

Formulas may return an error value if a cell that they refer to has an error value. Continue reading ‘Errors In Microsoft Excel Formulas’ »

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Excel Formula – Any Limitation?

23 October 2010, 2:07 pm

An Excel formula can consist of up to about 8,000 characters. In the unlikely event that you need to create a formula that exceeds this limit, Continue reading ‘Excel Formula – Any Limitation?’ »

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